Try Insurance Licensing : Life-and-Accident-and-Health-or-Sickness-Producer-Combo valid & accurate questions and answers
Updated: Oct 11, 2026
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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Overview:
| Certification Vendor: | State Departments of Insurance (administered via Pearson VUE or PSI depending on jurisdiction) |
|---|---|
| Exam Name: | Life and Accident & Health or Sickness Insurance Producer Combination Examination |
| Exam Number: | Series 20-30 (varies by state) |
| Exam Duration: | 150-240 (varies by state) |
| Certificate Validity Period: | 2 years (renewal with continuing education required, varies by state) |
| Exam Price: | USD 40-150 (varies by state) |
| Available Languages: | English |
| Related Certifications: | Accident & Health (Sickness) Insurance Producer License Life Insurance Producer License |
| Exam Format: | Multiple Choice |
| Passing Score: | Typically 70% (varies by state) |
| Real Exam Qty: | 120-150 (varies by state) |
| Recommended Training: | Exam prep providers (Kaplan Insurance Licensing) |
| Exam Registration: | Pearson VUE Insurance Exams |
| Sample Questions: | Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Sample Questions |
| Exam Way: | Computer-based testing at authorized testing centers or online proctored exam (varies by state) |
| Pre Condition: | Pre-licensing education required (typically 20–40 hours per line depending on state) |
| Official Syllabus URL: | https://home.pearsonvue.com/ |
Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| General Insurance Concepts | - Insurance principles and risk management
|
| State Law and Regulations | - Insurance producer regulations
|
| Accident and Health Insurance | - Policy provisions
|
| Life Insurance | - Policy provisions and riders
|
Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:
(Which statement is true about a term life insurance policy?)
- A. It usually can be renewed at the same premium.
- B. It provides temporary protection.
- C. It usually provides a cash value.
- D. It may be written only for periods of five years or less.
Correct Answer: B 🗳️
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Fixed annuities credit interest at a rate no lower than the:
- A. Expected renewal interest rate
- B. Front-end load rate
- C. Current prime rate
- D. Contract guaranteed rate
Correct Answer: D 🗳️
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How often must insurance licensees subject to continuing education meet the educational requirements?
- A. Every three years
- B. Each year
- C. There is no requirement
- D. Every two years
Correct Answer: D 🗳️
Explanation: Only visible for Exams-boost members. You can sign-up / login (it's free).
The nonforfeiture option which permits a policyowner to purchase the same type of policy with the net cash value is the:
- A. Endowment value option
- B. Extended term insurance option
- C. Loan value option
- D. Reduced paid-up insurance option
Correct Answer: D 🗳️
Explanation: Only visible for Exams-boost members. You can sign-up / login (it's free).
In life insurance, an insurable interest in the life of the insured must exist:
- A. During the first two years of the contract
- B. Only at the inception of the contract
- C. Only at the death of the insured
- D. Throughout the period of the contract
Correct Answer: B 🗳️
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