Try California Department of Insurance : CA-Life-Accident-and-Health valid & accurate questions and answers

Last Updated: Oct 16, 2026

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Free and valid exam torrent helps you to pass the CA-Life-Accident-and-Health exam with high score.

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California Department of Insurance CA-Life-Accident-and-Health Practice Q&A's

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California Department of Insurance CA-Life-Accident-and-Health Exam Overview:

Certification Vendor:California Department of Insurance (CDI)
Exam Name:Life, Accident and Health or Sickness Examination
Exam Number:CA-Life-Accident-and-Health
Exam Format:Computer-based, Multiple-choice
Real Exam Qty:150
Certificate Validity Period:2 years (renewable with continuing education)
Related Certifications:Accident and Health or Sickness Agent License
Life-Only Agent License
Exam Duration:180 minutes
Passing Score:60% (90 out of 150 questions)
Exam Price:$88 + $33–$43 PSI convenience fee
Available Languages:Spanish, English
Recommended Training:CDI Prelicensing Education Requirements
Exam Registration:PSI Exam Registration
CDI Exam Information
Sample Questions: DOWNLOAD DEMO
Exam Way:In-person at PSI testing centers or remote online proctored
Pre Condition:52 hours pre-licensing education (40 hours product-specific + 12 hours code/ethics) effective Jan 1, 2026; fingerprinting required
Official Syllabus URL:https://www.insurance.ca.gov/0200-industry/0030-seek-pre-lic/prelicensing-educational-objectives.cfm

California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
General Insurance Concepts10%- Insurance contract law and elements
- Insurance marketplace and regulation overview
- Basic insurance principles and terminology
Life Insurance35%- Group life insurance
- Policy provisions, riders, and options
- Types of life insurance policies
- Beneficiary designations and settlement options
Annuities and Retirement Plans10%- Tax treatment and suitability
- Fixed and variable annuities
- Immediate and deferred annuities
California Insurance Code & Ethics20%- Unfair trade practices
- Policy delivery and replacement rules
- State regulations and licensing rules
- Ethical standards and anti-fraud provisions
Health Insurance25%- Long-term care insurance
- Disability income insurance
- Health policy provisions and exclusions
- Medicare and Medicare supplements
- Medical expense and major medical plans

Practical Answers for California Department of Insurance CA Life, Accident and Health or Sickness Examination Candidates

At present, the CA-Life-Accident-and-Health exam requires a passing score of 60% (90 out of 150 questions) and costs $88 + $33–$43 PSI convenience fee to register. California Department of Insurance controls both figures, so confirm them on the official site before you book.

The latest exam information lists 150 questions for the CA-Life-Accident-and-Health exam, to be completed in 180 minutes minutes. Rehearsing under these conditions in the online engine is the closest thing to sitting the real test.

The California Department of Insurance CA Life, Accident and Health or Sickness Examination blueprint is organized into these principal domains:

  • California Insurance Code & Ethics (20%)
  • Life Insurance (35%)
  • Health Insurance (25%)

Additional domains follow in the full official outline, and our bank spans them all.

California Department of Insurance recommends these official training options:

If formal classes fit your budget and calendar they add structure; otherwise, disciplined self-practice with a current bank covers the same ground.

A team of professional IT experts and certified trainers who focus on this exam field — and who keep the CA-Life-Accident-and-Health bank under constant updating so every candidate prepares smoothly. Every answer is expert-verified, and you can check the accuracy yourself with a free demo before buying. The online test engine deserves special mention: it simulates the actual test environment, supports Windows, Mac, Android, and iOS, carries no installation limits, and lets you practice without limits of time or location — a smooth preparation process for office workers who cannot attend classes.

Upon successful payment, our system automatically sends the product to your mailbox — typically within about a minute — with an instant download link on screen. If nothing arrives within two hours, check your spam folder and contact support. Once purchased, updates are free for 365 days: whenever a new version is released, the updated CA-Life-Accident-and-Health bank is sent to your email immediately. A 50% renewal discount applies after the period ends.

California Department of Insurance specifies the following prerequisites for the California Department of Insurance CA Life, Accident and Health or Sickness Examination: 52 hours pre-licensing education (40 hours product-specific + 12 hours code/ethics) effective Jan 1, 2026; fingerprinting required.

Verify the details on the official certification page before registering.

Documented and honored. If you fail the corresponding exam within 60 days of purchase, send a scanned copy of your enrollment slip and your official Score Report PDF within two days of the exam date; verified claims are refunded in full within seven days. Exclusions: exams taken within three days of purchase, candidate names that differ from the payer, and free or expired products. If you have another exam in mind, you can instead exchange your product for two others of equal value at no charge.

Registration runs through the official channels below:

Choose a test center or online appointment, and book early to keep your preparation timeline comfortable.

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

Question #1

Which tax advantage is available for individual nonqualified annuities?

  • A. Penalty-free early withdrawals.
  • B. Tax-deferred accumulation of earnings.
  • C. Fully taxable distributions.
  • D. Deductibility of contributions.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #2

What Medicare coverage automatically begins at age 65?

  • A. Part B
  • B. Part A
  • C. Part C
  • D. Part D
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #3

In health insurance the coinsurance is

  • A. a percentage paid for covered expenses by the insured and insurer after the deductible is satisfied.
  • B. a payment shared by the insured and provider of covered service minus the deductible.
  • C. a portion of the premium paid by the insured and insurer for each covered service.
  • D. a percentage of the cost for covered expenses paid by more than one insurer.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #4

Life insurance policy illustrations must include all of the following EXCEPT

  • A. the name of the insured.
  • B. the relationship of each page to the total number of pages.
  • C. the page number of each page.
  • D. a statement that all benefits and values are guaranteed.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #5

Each of the following terms is an important characteristic of a Major Medical policy EXCEPT

  • A. capitation fee.
  • B. coinsurance.
  • C. copayments.
  • D. deductible.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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