Try California Department of Insurance : CA-Life-Accident-and-Health valid & accurate questions and answers
Updated: Jul 10, 2026
No. of Questions: 157 Questions & Answers with Testing Engine
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California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:
1. The term "loss" can be defined as all of the following EXCEPT
A) the probability that an event will occur.
B) the amount an insurer is required to pay because of an event that it insured.
C) a happening that causes the company to pay.
D) the amount suffered by a person regardless of insurance.
2. Vision care insurance usually covers all of the following EXCEPT
A) eye surgery.
B) eyeglass frames.
C) eye examinations.
D) contact lenses.
3. A life insurance application is important for all of the following reasons EXCEPT
A) the beneficiary must sign the application before the insurer will issue the policy.
B) statements made in the application are required to be true to the best of the applicant's knowledge.
C) the application contains essential information about the applicant.
D) the application becomes a part of the policy, if a copy is attached.
4. Which life insurance classification carries the highest premium?
A) Standard
B) Substandard
C) Preferred Plus
D) Preferred
5. According to the California Insurance Code, an illustration used to sell life insurance must include all of the following information EXCEPT
A) name and address of the producer.
B) a label that identifies it as an illustration.
C) the probability that illustrated nonguaranteed scenarios will occur.
D) insurer's policy name and form number.
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: A | Question # 3 Answer: A | Question # 4 Answer: B | Question # 5 Answer: C |
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