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ACAMS CAMS7 Korean Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Global Anti-Financial Crime Frameworks, Governance and Regulations24%- Regional and national regulations
  • 1. EU AML Directives
  • 2. USA PATRIOT Act and extraterritorial laws
- International standards and bodies
  • 1. FATF 40 Recommendations
  • 2. Basel Committee, Wolfsberg Group, UN conventions
- Governance, accountability and ethics
  • 1. Roles of board, senior management and compliance function
  • 2. Ethical obligations and professional standards
Topic 2: Tools, Technologies and Investigations22%- Investigation processes and evidence handling
  • 1. Case management and escalation
  • 2. Cooperation with authorities and information sharing
- Technology and systems
  • 1. Monitoring systems, screening tools, data analytics
  • 2. Cryptoasset and virtual asset compliance
- Remediation and response
  • 1. Corrective actions and regulatory engagement
Topic 3: Understanding Risks and Methods of Financial Crime26%- Sanctions regimes and compliance risks
  • 1. Risk identification and mitigation
  • 2. UN, EU, OFAC frameworks
- Terrorism financing and proliferation financing
  • 1. Distinctions from money laundering
  • 2. Sources and mechanisms
- Money laundering stages and techniques
  • 1. Methods across financial sectors and businesses
  • 2. Placement, layering, integration
- Financial crime risks and consequences
  • 1. Institutional, individual, economic and social impacts
Topic 4: Building and Managing Anti-Financial Crime Compliance Programs28%- Monitoring, reporting and record keeping
  • 1. Transaction monitoring and alert management
  • 2. Legal record retention requirements
  • 3. Suspicious activity reporting (SAR/STR)
- Training, awareness and internal communication
- Program framework and policies
  • 1. Risk assessment and risk-based approach
  • 2. Policies, procedures and controls design
- Customer due diligence and know-your-customer
  • 1. politically exposed persons and high-risk clients
  • 2. CDD, EDD, beneficial ownership identification
- Audit, testing and continuous improvement

ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7 Korean Version) Sample Questions:

Question #1

다음 중 무고한 민간인에게 미치는 부정적인 영향을 최소화하면서 유엔 안전보장이사회가 사용할 수 있는 제재 수단은 무엇입니까?

  • A. 포괄적 표적 제재
  • B. 여행 금지
  • C. 표적 제재
  • D. 포괄적 제재
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #2

금융 범죄 위험을 예방하기 위해 구현된 정책, 통제 및 절차는 다음과 같아야 합니다.

  • A. 최신 기술(예: 인공지능(AI) 및 머신 러닝)을 사용하는 정교하고 자동화된 제어를 포함합니다.
  • B. 승인을 받아야 하며 First Line of Defense 사업팀에서만 소유하고 매년 검토해야 합니다.
  • C. 회사의 규모와 특성에 비례하며, 고위 경영진의 승인을 받고 정기적으로 검토됩니다.
  • D. 기업에서 작성하고 외부 회사(예: 감사 또는 컨설팅 회사)에서 검증해야 함
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #3

한 금융 기관(플로리다) 고객이 플로리다에서 발송된 것처럼 보이는 여러 건의 이메일을 받았다고 불만을 제기했습니다. 이메일에는 링크를 클릭하거나 송금 첨부 파일을 열어 확인하라고 촉구하는 내용이 담겨 있었습니다. 첨부 파일을 열어본 후, 고객은 자신도 모르게 은행 계좌에서 자금이 조직적으로 인출되었다는 사실을 알게 되었습니다. 이 시나리오에서 설명하는 사이버 범죄 유형은 무엇입니까?

  • A. SMSishing
  • B. 스피어 피싱
  • C. 비싱
  • D. 파밍
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

Question #4

비정상적인 거래 패턴을 자동으로 식별하는 데 가장 효과적인 자금세탁방지(AML) 통제 방법은 무엇입니까?

  • A. 수동 서명 확인만 가능
  • B. 고객 마케팅 설문조사
  • C. 거래 모니터링 시스템
  • D. 직원 휴가 일정
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #5

EU 자금세탁방지지침(AMLD)과 유럽연합(EU) 회원국의 현지 자금세탁방지(AML) 규정은 어떤 관련이 있습니까? EU 은행에 대한 관련성, 적용 가능성, 영향 측면에서 어떤 관계가 있습니까? (2개 선택)

  • A. 현지 AML 규정은 EU AMLD보다 추가적이거나 더 엄격한 요구 사항을 부과할 수 있습니다.
  • B. EU AMLD와 현지 AML 규정은 동일한 요구 사항을 가져야 합니다.
  • C. EU AMLD와 현지 AML 규정은 별개의 관련 없는 법적 틀입니다.
  • D. EU AMLD는 회원국이 현지 AML 규정을 통해 구현해야 하는 프레임워크를 제공합니다.
  • E. 현지 AML 법률 및 규정은 EU AMLD의 요구 사항보다 우선합니다.
  • F. EU AMLD는 현지 AML 규정보다 우선합니다.
Reveal Solution  Discussion  0

Correct Answer: A,D  🗳️

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